Do you have your estate plan updated? Your accounts here are titled correctly, but I want to make sure your estate plan is prepared to make it easy on your children. The plan is to make sure if something happens to you that your wishes are followed, and the assets are transferred without the courts and any conflict. I have seen too many situations where that transition rips families apart, and we can easily avoid that. It doesn’t always mean leaving everything equally. If we clarify your wishes, then it will make the process go smoothly and not disrupt the family.